Auctioneering
As with any niche market, the auctioneering industry faces a unique set of risks and can't afford to operate without insurance coverage. It’s a fundamental component of risk management and professionalism in the industry.
Liability Insurance provides auctioneers with financial protection in the event of legal claims or lawsuits. Auctions involves the handling of valuable items and significant sums of money, and disputes can arise from various sources, including misrepresentations, accidents, commercial crime or disagreements over bidding processes. Insurance helps cover the costs associated with legal defense and potential settlements or judgements, minimising the financial burden on the auctioneer.
We have developed an insurance offer specifically for the auctioneering industry that is endorsed by die South African Institute of Auctioneers and includes all the necessary liability and fidelity cover required to ensure financial protection, legal compliance and peace of mind.
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For more information on our SAIA Insurance Scheme.
Aviation
Aviation insurance can vary depending on the policy and the needs of the insured party, which could be an individual pilot, aircraft owner, airline, or aviation-related business.
This type of cover could provide specialist insurance for repairs or replacement in the event of a total loss, liability cover for damage to third parties, passenger liability, cover for loss or damage to cargo or insurance for lost income and additional expenses in the case of a business interruption claim.
Common types of coverage provided by aviation insurance policies include liability coverage, hull coverage, passenger liability coverage, hangar coverage, cargo coverage, non-owned aircraft liability coverage, war risk coverage, and personal accident coverage. It is important for individuals and organisations involved in aviation-related activities to carefully consider their insurance needs and select an aviation insurance policy that provides the appropriate coverage for their specific needs.
BnB's, Hotels & Lodges
As a role player in the hospitality industry, you need insurance that covers a unique set of catering and hospitality needs and a broad range of covers. Apart from building and the various types of liability cover required, there are also specialist covers that have been developed for this particular industry.
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Having the right insurance policy in place, not only provides financial surety, it's a strategic asset that provides protection, legal compliance, and peace of mind to businesses in the industry, ultimately contributing to their sustainability and success.
Event Liability
Events Liability insurance is essential for both event organisers and venue owners as it provides financial protection against a wide range of risks associated with hosting events. Each event is unique and can be costly to organise, and unforeseen circumstances can lead to significant financial losses and third-party liabilities.
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Event organisers should carefully assess the risks associated with their specific event and consider appropriate insurance solutions suitable to the type of event. With the right events liability product in place, event organisers can navigate unexpected challenges while protecting their assets and reputation.
Marine Insurance
It is crucial for any business engaged in logistics and supply chain management to have some form of insurance coverage to manage and mitigate risks associated with their operations. Whether it be Goods in Transit insurance that focuses on protecting goods while they are in transit, domestically or internationally, or a stock throughput policy which offers broader coverage that spans the entire supply chain, including transit, storage, and distribution.
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Marine insurance will protect carriers from potential financial losses and legal liabilities associated with damage, loss, or theft of cargo during the transit.
Scheme Based Business
At Robin Baird Wright, we believe that through extensive knowledge and experience and the personal relationships we harness, we are able to understand the unique risk requirements of our clients and provide innovative solutions that meet business needs.
We take time to analyse a company’s risk profile and ensure that clients make informed decisions to avoid costly mistakes or under insurance.
One of our core business strategies is the development of strategic partnerships with clients and insurers to create and manage profitable insurance schemes that offer real value to our clients.