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Assets All Risks
Apartment buildings
Body Corporate Insurance
Building on fire
Business Interruption

Commercial & Corporate Insurance Products

We offer tailored insurance solutions that meet commercial & corporate needs.

Assets All Risks

Every business needs to protect themselves against unexpected losses and mitigate the financial risk associated with running a business. An Assets All Risks Insurance policy provides comprehensive coverage for a company’s physical assets against a wide range of unforeseen circumstances such as fire, theft, natural disasters, and accidental damage.


In a commercial context, an Assets All Risks policy is essential for businesses as it safeguards their valuable assets, including buildings, equipment, inventory and fixtures from various potential threats. It enables businesses to mitigate financial losses, ensuring operational continuity and reducing the need for multiple specific policies.

Body Corporate Insurance

A body corporate policy is insurance designed for properties with shared spaces such as apartment complexes or housing estates. It provides coverage for buildings, common areas and liabilities that are collectively owned by all unit owners. This policy typically includes coverage for the building's structure, common areas like hallways and elevators, liability protection for injuries or property damage within common spaces, and potentially equipment like elevators or HVAC systems.


Having this cover is crucial for body corporates as it ensures collective protection against potential risks like fires, accidents, natural disasters, and legal liabilities. Without proper coverage, individual unit owners could face financial burden in case of damage to shared areas, disputes, or legal claims. A body corporate policy helps maintain property value, fosters harmony among residents, and safeguards the residential community's financial interests.


Companies need commercial building insurance to protect their physical assets, financial interests, and ensure overall business continuity.


Commercial building insurance provides coverage for physical damage or loss to the company's owned or leased property, including the building structure, fixtures, equipment, inventory, and other contents. This coverage is crucial in the event of perils like fire, vandalism, theft, natural disasters, and other unforeseen incidents that could cause damage to the building or its contents.


Insuring these assets helps ensure that a company's financial investment is protected in the event of damage or loss.

Business Interruption

Business interruption insurance assists in maintaining business continuity during times of crisis.


A Business Interruption policy provides coverage for income loss and additional expenses incurred when a business's operations are disrupted due to covered perils, such as fire, natural disasters, or other unforeseen events. Ongoing expenses like rent, utilities, and salaries must still be paid, even when the business is not generating revenue. 


Business interruption insurance provides a safety net, helping businesses weather the storm and resume operations more quickly after unexpected events. Without coverage, a business can suffer substantial income loss during downtime, impacting profitability and sustainability.

Cyber Insurance

With the increasing number of cyber breaches year on year, cyber insurance policies play a pivotal role in assisting clients in their time of need.

A cyber insurance policy provides financial protection to companies in the event of cyber-related incidents, such as data breaches, ransomware attacks, and other forms of cybercrime. It covers costs related to data recovery, legal expenses, notification of affected parties, public relations efforts, and potential lawsuits.


An insurance policy provides your business with access to expert knowledge and resources to effectively manage and recover from a cyber incident. Without effective incident response, many small businesses are closing their doors less than 1 year after suffering a cyber-attack.

Companies can no longer ignore this threat and need to be pro-active in their approach to cyber security.

Heavy Commercial Vehicles

The heavy commercial vehicle (HCV) industry is facing unique risks and challenges and requires an insurance product that provides comprehensive cover and optional benefits tailored to suit the needs of truck owners today. Truck overloading, vehicle maintenance, driver fatigue and distracted driving are only some of the challenges fleet owners faces, as well as a need for more focus on driver wellness.


The HCV product offers unique benefits that will keep your business, vehicles and drivers in good health by incentivising drivers to drive well and assist fleet managers in running their business more efficiently and sustainably, while ensuring you get the cover you need to adequately protect your business.

Motor Traders

Commercial motor insurance is essential for motor traders who own and operate vehicle fleets. It provides comprehensive coverage against various risks that arise during their business operations. With a commercial motor insurance policy, motor traders can safeguard their fleet vehicles from accidents, theft, vandalism, and other unforeseen events.


This coverage also extends to third-party liabilities, protecting the motor trader from potential legal and financial consequences in case of accidents involving their vehicles. Overall, commercial motor insurance ensures that a motor trader's assets, operations, and liabilities are well-protected, allowing them to focus on their core business activities with peace of mind.

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